Tractor Supply and Citi Retail expand credit card partnership

Tractor Supply and Citi Retail Services announced that they have extended their existing consumer credit card offering with a new launch.

The companies have introduced the TSC Visa Credit Card, an additional credit card option offered by Tractor Supply and Citibank, N.A.

Expanding upon the existing private label TSC Store Card which is available for in-store purchases, the new co-branded offering provides customers with the opportunity to earn Neighbor’s Club rewards wherever Visa cards are accepted. 

The new TSC Visa Credit Card offers many exciting benefits, including all the benefits of the TSC Store Card and more. Key benefits include:

• The choice of 5% in rewards on Tractor Supply purchases or special financing on purchases of $199 or up;
• 3% in rewards on eligible gas station, grocery store, and veterinary purchases;
• 1% in rewards on all other purchases;
• $0 annual fee; and
• Acceptance anywhere Visa is accepted.

“Tractor Supply is committed to offering our customers great value every day. Whether it is our existing private label card or our new co-branded TSC Visa Credit Card, our customers have the flexibility to choose the one that best suits their needs with relevant and compelling rewards,” said Kurt Barton, CFO at Tractor Supply.

All Tractor Supply cardmembers – with either the TSC Visa Credit Card or the TSC Store Card– are automatically upgraded to Neighbor’s Club Preferred Plus status. With the highest status at their disposal, cardmembers have access to an annual birthday gift, receipt-free returns, free pet bathing services, free same-day delivery, free full-day trailer rentals and free everyday standard shipping

“After more than 20 years supporting Tractor Supply, we are thrilled to expand our existing offerings by unveiling the new TSC Visa Credit Card to provide our consumers with the ability to earn rewards in categories valued by Tractor Supply customers,” said Leslie McNamara, business head, partner management, Citi Retail Services. “By offering two compelling consumer credit cards, inspired by both our company’s shared commitment to constantly creating a stellar customer experience, we feel confident that customers will find the right card to meet their needs.”

Points earned through card use can be redeemed for rewards for use at Tractor Supply and Petsense by Tractor Supply or for merchandise and services in the Neighbor’s Club Marketplace.

“Giving consumers a choice that fits their lifestyle is key as financial services continue to become more personalized,” said Kirk Stuart, head of North America merchant sales and solutions at Visa. “With Tractor Supply Company and Citi Retail Services, we’re committed to providing more value and options to meet that growing consumer demand.”

In May 2021, Tractor Supply and Citi Retail Services announced a multi-year renewal of their consumer credit card relationship to help ensure ongoing brand loyalty during an exciting growth period. As of today, Citi Retail Services now issues three credit cards with Tractor Supply: the TSC Store Card for in-store purchases, the new TSC Visa Credit Card for purchases anywhere Visa cards are accepted, and the Tractor Supply Business Card which provides both net and revolving terms for business customers.

As of Sept. 24, Tractor Supply operated 2,027 Tractor Supply stores in 49 states. Earlier this month, Tractor Supply acquired 81 stores from Orscheln Farm and Home that will be rebranded to Tractor Supply by the end of 2023.

Tractor Supply Company also owns and operates 180 Petsense by Tractor Supply stores in 23 states.