Western fires pose huge housing risk

According to a CoreLogic hazard risk analysis, a total of 172,117 homes with a combined reconstruction cost value of more than $65 billion are at some level of risk from the wildfires in the Napa and Santa Rosa metropolitan areas.

CoreLogic is a property information company. It released its analysis Tuesday morning. 

The analysis is calculated based on homes within these two Core Based Statistical Areas and on five active fires -- three in Napa (Patrick, Atlas and Tubbs) and two in Santa Rosa (Nuns and Pocket). Statewide, a total of 9.1 million homes with a combined RCV of $3.1 trillion are at some level of risk from wildfires in California. 

Of the total at-risk homes in Napa and Santa Rosa, 11,058, or 6%, with an estimated RCV of more than $5 billion are at significant risk of damage, falling in the High and Extreme risk categories, according to CoreLogic data. Although the majority of homes, 161,059, or 94%, are at Low or Moderate risk of damage, wildfire can easily expand to adjacent properties and cause significant damage even if a property is not considered high risk in its own right. 

As of Tuesday, the deadly wildfires in California still raged, but the latest reports indicated that authorities expected help from the shifting weather.