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Poll: the payroll protection process

4/24/2020
Small businesses were encouraged by the CARES Act, which included some $350 billion small business loans called Paycheck Protection Program.

The idea was that loan amounts will be forgiven as long as: 1) The loan proceeds are used to cover payroll costs, and most mortgage interest, rent, and utility costs over the 8 week period after the loan is made; and 2) Employee and compensation levels are maintained.

Economic Injury Disaster Loans were also made available to businesses.

Details of the program have been criticized in some media reports. One criticism: the programs are underfunded. And at press time, the U.S. Senate was hammering out a deal to boost funding of the loan programs to the tune of $310 billion.

Against this background, the HBSDealer weekly poll asks for your experience applying for these loans. Take the survey on the right side of the page, or scroll down your mobile device.

HBSDealer further encourages readers to share details about their experience of applying for federal loans. For the betterment of the industry, share them at [email protected].
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